Smart Financial Planning for Life, Family, and Business
From protecting your loved ones to planning your investments and your business’s future, we bring every part of your financial life together under one clear plan. Our goal is simple: to help you make confident decisions today that protect and grow your wealth for tomorrow.
Smart Financial Planning for Life, Family, and Business
From protecting your loved ones to planning your investments and your business’s future, we bring every part of your financial life together under one clear plan. Our goal is simple: to help you make confident decisions today that protect and grow your wealth for tomorrow.
Plan With Purpose, Not Guesswork
Every stage of life calls for a different financial strategy. Whether you are a professional, entrepreneur, or business owner, we help you structure savings, investments, and protection to grow wealth across both personal and business goals. Our advice is independent, transparent, and designed to help you make smart,
Plan With Purpose, Not Guesswork
When Saving, Speak to an Expert Who Understands Your Goals
Every stage of life calls for a different financial strategy. Whether you are a professional, entrepreneur, or business owner, we help you structure savings, investments, and protection to grow wealth across both personal and business goals. Our advice is independent, transparent, and designed to help you make smart, tax-efficient decisions that last.
Tax-Free Savings
(TFSA)
Grow your wealth without paying tax on investment gains or income. A TFSA offers flexibility and access to your funds, making it suitable for both short-term goals and long-term growth.
Retirement
Investment Planning
Create a structured plan that combines personal and business investments to build a sustainable income for your future or eventual business exit. We help you balance reinvestment with long-term financial independence.
EDUCATIONAL
SAVINGS
Plan ahead for your children’s or grandchildren’s education with dedicated, tax-advantaged savings solutions. Invest early to secure their future and avoid financial strain later on.
Post Retirement
Planning
Your retirement should bring peace of mind, not uncertainty. We help you manage income, taxes, and healthcare needs to ensure your savings last for life.
UNIT
TRUST
Access diversified, professionally managed investment portfolios suited to your goals and risk profile. An ideal choice for individuals and business owners seeking flexible, long-term investment growth.
Long-Term and Offshore Investments
Build wealth across local and global markets. We guide you in structuring your holdings to maximise growth, manage risk, and diversify your personal and business wealth.
TAX FREE SAVINGS (TFSA)
Grow your wealth without paying tax on investment gains or income. A TFSA offers flexibility and access to your funds, making it suitable for both short-term goals and long-term growth.
RETIREMENT INVESTMENT PLANNING
Create a structured plan that combines personal and business investments to build a sustainable income for your future or eventual business exit. We help you balance reinvestment with long-term financial independence.
EDUCATIONAL SAVINGS
Plan ahead for your children’s or grandchildren’s education with dedicated, tax-advantaged savings solutions. Invest early to secure their future and avoid financial strain later on.
POST RETIREMENT PLANNING
Your retirement should bring peace of mind, not uncertainty. We help you manage income, taxes, and healthcare needs to ensure your savings last for life.
UNIT TRUST
Access diversified, professionally managed investment portfolios suited to your goals and risk profile. An ideal choice for individuals and business owners seeking flexible, long-term investment growth.
LONG-TERM AND OFFSHORE INVESTMENTS
Build wealth across local and global markets.
We guide you in structuring your holdings to maximise growth, manage risk, and diversify your personal and business wealth.
YOU DON'T HAVE TO BELIEVE IN INSURANCE, You Just Need a Plan
Peace of mind is not a luxury; it is a plan. The right cover ensures that both your household and your business remain stable through life’s changes. Insurance is not about fear; it is about readiness. Your income sustains your family, your lifestyle, and your business. If that income stops, the right plan ensures your loved ones and your company can continue to thrive.
LIFE INSURANCE
Protect your family and your business against the financial impact of your passing. We help design policies that provide liquidity to cover debt, replace lost income, and maintain continuity for dependants, shareholders, and staff.
DISABILITY COVER
Safeguard your income and your company’s ability to operate if you become unable to work. A lump-sum or monthly benefit ensures financial security for your household and business obligations.
SEVERE ILLNESS COVER
Receive financial support during a serious health crisis so you can focus on recovery. This cover helps fund treatment, manage lost income, and support recovery costs when you need it most.
INCOME PROTECTION
Replace your monthly income if illness or injury prevents you from working temporarily or permanently. It ensures your household and business commitments continue without disruption.
MEDICAL HEALTH COVER
Access private, quality healthcare when it matters most. We help you select the right medical aid to protect your health, family, and key employees.
GAP COVER
Avoid unexpected hospital or specialist bills by covering the difference between what medical aid pays and actual costs.
Essential protection for anyone with a medical aid plan.
SHORT TERM INSURANCE
Protect your home, car, equipment, and valuables from theft, damage, and accidents. For business owners, we also advise on commercial and professional cover for assets, offices, and liability.
FIDUCIARY SERVICES
Ensure your estate, trusts, and business interests are managed and distributed according to your wishes. Our experts handle estate administration, tax, and legal compliance to protect your legacy for generations to come.
* If the financial advisor associated with this website is not licensed or accredited to sell a specific financial product, and or product sub-category the client will be referred to an accredited Representative under FSP 18147, alternatively an approved referral partner.
YOU DON'T HAVE TO BELIEVE IN INSURANCE, You Just Need a Plan
Peace of mind is not a luxury; it is a plan. The right cover ensures that both your household and your business remain stable through life’s changes. Insurance is not about fear; it is about readiness. Your income sustains your family, your lifestyle, and your business. If that income stops, the right plan ensures your loved ones and your company can continue to thrive.
*If the financial advisor associated with this website is not licensed or accredited to sell a specific financial product, and or product sub-category the client will be referred to an accredited Representative under FSP 18147, alternatively an approved referral partner.
Business Continuity and Succession Planning
Your business is one of your most valuable assets. It is a cornerstone of your family’s financial security. We help business owners design continuity and succession strategies. These strategies protect the company, preserve value, and ensure a smooth transition when life takes an unexpected turn. Business insurance isn’t just protection; it’s stability. With the right structure in place, your business can withstand disruption. Your employees remain supported. Ownership can transfer seamlessly when needed. Through professional guidance, we integrate insurance and investment planning. This strengthens your resilience and safeguards your personal life, your business, and the legacy you’re building.
Buy-and-Sell Agreements
Ensure the fair transfer of ownership if a shareholder or partner passes away, becomes disabled, or is critically ill. We structure and fund agreements so the business remains stable, beneficiaries are compensated, and disputes are avoided.
- Your Outcome -
Continuity, liquidity, and peace of mind for owners and families.
Key Person Cover
Protect your business against the loss of a critical individual whose skills or leadership are essential to success. This cover helps replace lost profits, fund recruitment, and maintain operations during recovery.
- Your Outcome -
Business stability with time and resources to rebuild confidently.
Business Overhead Protection
Provides cash flow to cover essential expenses, such as salaries, rent, and supplier payments, if you or a key executive is unable to work. Ideal for small and medium-sized enterprises or professional practices.
- Your Outcome -
Operational continuity and protection of employee livelihoods.
Succession and
Exit Planning
Develop a clear, tax-efficient plan to transfer ownership or retire smoothly while preserving the value of your business. We align this with your estate and investment plan to secure both your personal and business legacy.
- Your Outcome -
A defined path to retirement or handover, protecting your business and those who depend on it.
Your business is one of your greatest assets and a key part of your family’s financial security. We help business owners create continuity and succession strategies that protect the company, preserve value, and ensure a smooth transition if something unexpected happens.
Business Continuity and Succession Planning
Your business is one of your most valuable assets. It is a cornerstone of your family’s financial security. We help business owners design continuity and succession strategies. These strategies protect the company, preserve value, and ensure a smooth transition when life takes an unexpected turn. Business insurance isn’t just protection; it’s stability. With the right structure in place, your business can withstand disruption. Your employees remain supported. Ownership can transfer seamlessly when needed. Through professional guidance, we integrate insurance and investment planning. This strengthens your resilience and safeguards your personal life, your business, and the legacy you’re building.
Buy-and-Sell Agreements
Ensure the fair transfer of ownership if a shareholder or partner passes away, becomes disabled, or critically ill.
We structure and fund agreements so the business remains stable, beneficiaries are compensated, and disputes are avoided.
- YOUR Outcome -
Continuity, liquidity, and peace of mind for owners and families.
Key Person
Cover
Protect your business against the loss of a critical individual whose skills or leadership are essential to success. This cover helps replace lost profits, fund recruitment, and maintain operations during recovery.
- YOUR Outcome -
Business stability with time and resources to rebuild confidently.
Business Overhead Protection
Provides cash flow to cover essential expenses, such as salaries, rent, and supplier payments, if you or a key executive is unable to work. Ideal for small and medium-sized enterprises or professional practices.
- YOUR Outcome -
Operational continuity and protection of employee livelihoods.
Succession and
Exit Planning
Develop a clear, tax-efficient plan to transfer ownership or retire smoothly while preserving the value of your business. We align this with your estate and investment plan to secure both your personal and business legacy.
- YOUR Outcome -
A defined path to retirement or handover, protecting your business and those who depend on it.
Let Us Build Your Financial Foundation
You do not need to predict the future; you simply need to prepare for it. Whether you are planning for your family, your business, or your legacy, we help you protect, grow, and enjoy your wealth through every stage of life.
Let Us Build Your Financial Foundation
You do not need to predict the future; you simply need to prepare for it. Whether you are planning for your family, your business, or your legacy, we help you protect, grow, and enjoy your wealth through every stage of life.
attooh! Consulting Services Holdings (Pty) Ltd, a juristic representative of Discovery Life Ltd, an Authorised Financial Services Provider, FSP 18147
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